IS THIS YOUR EXCUSE

The main reason people avoid the dentist isn't fear By Michael Harthorne Published December 09, 2016.  

The biggest reason people skip out on going to the dentist isn't fear or inconvenience; it's cost.  A study published this month in Health Affairs found people are more likely to forego dental health because of cost than any other type of health care. And that's a problem because avoiding dental care can have other health repercussions down the road, according to Health Central.  The study found that 13% of working-age adults don't go to the dentist because of the cost. And nearly 25% of low-income adults are dissuaded from the dentist by cost. Cost is more than three times more likely than fear to be the reason people skip the dentist. In fact, cost is the main reason for not seeing a dentist even among people who have private dental insurance. Study author Marko Vujicic points to maximum benefit limits and high co-pays in most dental coverage as the culprit. "Anything beyond checkups, like getting a cavity filled or a root canal and a crown, you're looking right away at 20% to 50% coinsurance," he says. Fillings can cost more than $600 and crowns more than $1,400. In 2015, 40% of dental care costs were paid out of pocket; that's compared to just 11% of total health care costs. "It seems like medical insurance is doing a better job at protecting consumers from financial hardship than dental insurance," Vujicic says. The study shows it may be time for dental insurance to move away from a "pay per procedure" model.